by cbranch@exclusive.agency | Feb 3, 2022 | Blog
A mortgage rate lock acts as a guarantee from your lender that your interest rate at closing will be the same as the one you were offered if you meet the criteria. Because mortgage rates fluctuate regularly, your loan rate can change before its fulfillment if you do...
by cbranch@exclusive.agency | Jan 25, 2022 | Blog
There is a lot that goes into the process of buying a home beyond picking a property and making a payment. To begin with, the down payment alone usually has to be saved up for. Once there’s a down payment that’s ready, another step is to look into mortgage...
by cbranch@exclusive.agency | Dec 30, 2021 | Blog
Many of you know that your credit score plays into your mortgage rates. However, what some of you may not understand is how exactly it works and how it may be keeping you from getting good rates on your mortgages. This is why we thought it would be useful to put...
by cbranch@exclusive.agency | Dec 24, 2021 | Blog
One of the most significant obstacles any to-be homeowner has to overcome is the massive downpayment they need to make. Some people will have the means to cover that amount, while others will struggle to find the financial means to pay for the downpayment....
by cbranch@exclusive.agency | Dec 17, 2021 | Blog
Many unmarried couples want to buy a house together, but they worry they’re not ready. According to the National Association of Realtors, in 2016, unmarried couples made up nine percent of homebuyers. While buying a house with your partner can feel like an...
by cbranch@exclusive.agency | Dec 9, 2021 | Blog
If you’re planning to get financing for a house purchase, expect it will take months and even years to get approved and secure funding. Whether you’re applying for a VA home loan or an FHA loan, or refinancing your mortgage, getting approved for a loan will take...
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