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Your Simple Yet Comprehensive Guide to a Mortgage Rate Lock

Your Simple Yet Comprehensive Guide to a Mortgage Rate Lock

by cbranch@exclusive.agency | Feb 3, 2022 | Blog

A mortgage rate lock acts as a guarantee from your lender that your interest rate at closing will be the same as the one you were offered if you meet the criteria. Because mortgage rates fluctuate regularly, your loan rate can change before its fulfillment if you do...
What You Need to Know When It Comes to Mortgage Preapproval

What You Need to Know When It Comes to Mortgage Preapproval

by cbranch@exclusive.agency | Jan 25, 2022 | Blog

There is a lot that goes into the process of buying a home beyond picking a property and making a payment. To begin with, the down payment alone usually has to be saved up for. Once there’s a down payment that’s ready, another step is to look into mortgage...
Your Credit Score and Mortgage Rates: What You Need to Know

Your Credit Score and Mortgage Rates: What You Need to Know

by cbranch@exclusive.agency | Dec 30, 2021 | Blog

Many of you know that your credit score plays into your mortgage rates. However, what some of you may not understand is how exactly it works and how it may be keeping you from getting good rates on your mortgages. This is why we thought it would be useful to put...
4 Requirements You Need to Know to Qualify for FHA Loans

4 Requirements You Need to Know to Qualify for FHA Loans

by cbranch@exclusive.agency | Dec 24, 2021 | Blog

One of the most significant obstacles any to-be homeowner has to overcome is the massive downpayment they need to make. Some people will have the means to cover that amount, while others will struggle to find the financial means to pay for the downpayment....
What Unmarried Couples Should Know Before Buying a House

What Unmarried Couples Should Know Before Buying a House

by cbranch@exclusive.agency | Dec 17, 2021 | Blog

Many unmarried couples want to buy a house together, but they worry they’re not ready. According to the National Association of Realtors, in 2016, unmarried couples made up nine percent of homebuyers.  While buying a house with your partner can feel like an...
What’s the Process of Applying for a Home Loan?

What’s the Process of Applying for a Home Loan?

by cbranch@exclusive.agency | Dec 9, 2021 | Blog

If you’re planning to get financing for a house purchase, expect it will take months and even years to get approved and secure funding. Whether you’re applying for a VA home loan or an FHA loan, or refinancing your mortgage, getting approved for a loan will take...
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Recent Posts

  • Your Simple Yet Comprehensive Guide to a Mortgage Rate Lock
  • What You Need to Know When It Comes to Mortgage Preapproval
  • Your Credit Score and Mortgage Rates: What You Need to Know
  • 4 Requirements You Need to Know to Qualify for FHA Loans
  • What Unmarried Couples Should Know Before Buying a House

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